Solutions For Physicians

Retirement Planning

This aspect of finances is very different for doctors than it is for the general working population. While most people start working in their early 20s and start saving in a 401(k) or Roth IRA right away, you as a doctor likely didn't start working until your 30s due to all the schooling requirements demanded of doctors. This means you missed out on 10 years of retirement savings, and you'll need to catch up. Let us help you find the ideal retirement plan so you can maintain your existing lifestyle and still have a solid nest egg for when you retire.

Tax Planning Strategies

We will take a look at the many components of a comprehensive financial plan that takes into account what your income taxes are now, what they will be on investments down the line, and how and when you will be able to withdraw those funds when you need them. We know how many tax deductions the average taxpayer misses. We don't want you to miss out on those too. There's no reason to shell out unnecessary taxes to the IRS -- instead, you can save that money for your kids when they need it, donate those funds to a charity of your choice or buy a large item.

Debt Management

The long-term benefits of early management when it comes to educational loans is incredible. We can assist you in managing your medical school loans and make solid decisions going forward about how to manage your student debt.

Asset Protection

We do everything we can to help you avoid wealth erosion over time due to anything from liability claims and lawsuits to bankruptcy and divorce. There are many legal and financial techniques that can be employed to discourage anyone from coming after you for assets. You'll need proper planning on your side, and that's where we come in. We can help you protect your wealth, savings, real estate and investments, along with future income.

Education Planning

When facing the large obligation of saving for college, this can seem overwhelming. You have to consider many things before making this decision, such as the potential for growth, risk assessments, tax issues, ownership and control, and all the fees and expenses that go along with it. With education costs increasing as much as six percent annually, you could end up paying three times the amount you are now when it comes time to pay for your children's college. This is why planning now will give you the utmost in flexibility down the road.


We know the success of your physician practice is a direct result of how you manage this livelihood. We can supply you with the professional liability insurance that will guard against errors and omissions, to be sure, but also other insurance options you may want to consider that can have negative consequences to your reputation and practice. Let us help you decipher the differences between your many coverage options. This way, you can rest easy knowing you're covered, while at the same time maintaining superior quality of service to your patients. We deal with these common types of insurance plans:

  • Long-Term Care
  • Malpractice Insurance
  • Home and Auto Insurance
  • Business and Building Insurance
  • Life Insurance
  • Disability Insurance
  • Business Overhead Insurance
  • Workers Compensation

Charitable Planning

Making a valuable contribution to your community is easy thanks to our comprehensive legacy planning and charitable gifting services. You have many options at your disposal to develop anything from a private family foundation to backing your favorite charities.

Employee Benefits

In order to be successful in your practice, you need to retain the most knowledgeable employees to add value to your office. One way to value them is to offer attractive compensation packages in terms of health insurance, time off and more. You can strengthen your employee loyalty through solid plans that meet your goals as a doctor and their goals as faithful employees. We help you coordinate your benefits to best meet the needs of everyone involved. This leads to a longer life span of your staff, with employees who stay with you for many years. Look to us to provide you with several insurance benefits:

  • Group and Individual Health Plans
  • Dental
  • Vision
  • 401(k)
  • Employer Paid Benefits and Voluntary Benefits
  • Short- and Long-Term Disability
  • Life Insurance
  • Long-Term Care